I am having a dilemma here in Hillbilly land. While the Summer has been a bit hard on my budget, I have resorted back a bit to using my airline mileage credit card and I am debating within myself if I should be using it all the time, for those darn miles of course. This past month I have been able to purchase three tickets for family, from back home, to come visit us. (We plan on having some fun with Ms. Mavis, can’t wait!)
Usually we go down there every summer but because of HB boys leg break it wasn’t possible. And I miss my family, so fortunately I can fly them up with miles. And it’s off season so it’s not using that many miles compared to the holidays.
So here lies my dilemma…… I don’t “see” my purchases. Meaning that when I use cash I “see” the cash leave and I have to count it out so I can picture what I am buying and for how much. I must be a visual person. When paying with the credit card I seriously can’t (most times) tell you how much I just spent. Now I know this is not a good thing because that means my pre-planning was nil and I probably bought more than I had gone in for. However, that’s another issue right?
Another challenge I have with this card purchasing (and remember I am not tech savvy) is paying the bill. I do have the APP for online banking and can transfer and pay (at least I can do that). But it seems delayed and sometimes I can’t tell how much the balance is. It says ” amount due or bill balance” SO which one is the amount I want to pay to pay if off? You remember in the past I have paid double. And I have done this a couple of times. Anyway I could go on and on. And I am getting bored with the subject so you must be as well. Cash is soooo much easier.
Ms. Mavis and I final got together and did our ole shopping thing. We went to FM and Costco. She showed me that canned corn was on sale and at a better price than even the sale bin so I stocked up. She said I couldn’t afford not to at that price. Then I found something she hadn’t seen, canned green beans, $0.15, can you believe that!? I was so proud! So I stocked up on that too. Great for lunch boxes. I didn’t need to buy much so my bill was only $16.46. I have been buying meat when on deep discount whenever I go and stocking up.
Then we went to Costco and got out of there for $89.23. I also “taught” Ms. Mavis how to use the dollar coffee maker. It was hilarious! We stood there for about 10 mins watching and teaching her how it worked. I bet the other people thought we were nuts.
Ms. Mavis thought it was good entertainment. And I got a coffee out of it, yay, a win win! Sometimes you just have to splurge especially for a friend. She might even get a hot cocoa next time we go. 🙂
We also went back to my place a cooked up a little storm. Though we petered out towards the end. We made low fat crock-pot turkey chili, reduced fat chicken sausage and beans (I added a lot more veggies like celery, onion, peppers and carrots), and of course my quinoa salad. If you didn’t notice I am going to really try to cook healthier.
I also cleaned out our pantry of a few “bad” items and gave them to Ms. Mavis for her brood.
Though Mr. HB would say my budget has bit the dust, I know it is there. It just hasn’t been as formalized as before summer. I’ve spent money this month on going out to eat a lot more than I honestly should. This will all but stop now that kids are back in school. And I must say I am relieved the pressure is off. Not only for budget but for waistline.
We had to buy school supplies and some back to school clothes. But I have to pause and say HB girl has really become the penny pincher. I asked her what she needed for supplies this year and seriously she had only three items. I asked her “are you sure” and she said “yep I have most everything from last year we don’t need to spend more money than we have to”. I got all teary eyed. Another story for HB boy though.
I have also been busy sprucing up for HB Granny and Sis’ visit. Bought these “artichoke” (Ms Mavis’ description) things to tie my front porch arrangement together. As well as more potting plants and flowers for the back yard. I love doing stuff like this and could do it all day if budget and time allowed! I still need to weed the garden but can’t wait for HB Granny to see that I was able to grow from here seeds of purple hulled peas. Don’t have many, but waiting to harvest when she gets here.
It going to be a great September!
Enjoy, Mrs. Hillbilly