1. Pay Down the Mortgage We were able to make 7  additional principal payments towards the mortage for November! Sweet gravy boats of goodness. This is such a fun goal. EVERYONE should give it a go. Even if it’s just a partial payment. Your semi-retired/retired self will thank you every.single.day. when you don’t have to Read More >>

1. Pay Down the Mortgage We were able to make 7 additional principal payments towards the mortage for November! 2. Buy Nothing New for 1 Year.  I’m still longing for a pair of cozy slippers and bubble bath but I’m determined to hold out until January because they both seem like luxury items. 3. Track Read More >>

1. Pay Down the Mortgage We were able to make 7  additional principal payments towards the mortage for November thanks to no dental/medical/car/clothing/vet or other major bills. We also reduced our energy/water consumption and it reduced our utility bills as well. Giddy up! 2. Buy Nothing New for 1 Year.  The Girl and I went Read More >>

1. Pay Down the Mortgage We were able to make 7 additional principal payments towards the mortage for October. 2. Buy Nothing New for 1 Year.  Last week was an easy peasy one in the do not be tempted to buy any crappity crap you don’t actually need category. I did however take advantage of Read More >>

1. Pay Down the Mortgage We were able to make 7 additional principal payments towards the mortage for October. Reader Lindsey left this comment last week for those of you wondering how this works: “The principal portion is not the same as the mortgage payment. For example if your payment is 2000 your principal portion Read More >>